Umbrella Insurance

Umbrella Insurance

If you already know what you need, you can start a quote right away.

What is Umbrella Insurance?

Personal umbrella insurance adds extra liability coverage over and above the limits of another insurance policy, such as auto or homeowners insurance. It can also provide coverage for claims that may be excluded by other liability policies.

Umbrella Insurance

What Does An Umbrella Insurance Policy Cover?

Umbrella insurance policies can offer supplementary and extra coverage for:

  • Injuries

  • Damage to property

  • Certain lawsuits

  • Certain personal liability situations

Confused about umbrella insurance?

Umbrella insurance policies can be tough to understand. In a nutshell, it's meant to protect you from large liability claims or judgments, past what your typical coverages will help you with.

To help, here's an example: say you're in a car accident that causes $200,000 worth of injury damage. The bodily injury coverage in your current auto policy covers up to $100,000. To cover the extra $100,000, that's where an umbrella policy can kick in to help.

How Much Does
An Umbrella Insurance Policy Cost?

The overall cost of an umbrella insurance policy can vary depending on a few factors.

The complexity of umbrella insurance means that there are dozens of factors involved in determining proper coverage limits, deductibles, and policy types. Give us a call at Links to help you find the perfect umbrella policy.

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