Automotive insurance protects your vehicles, other drivers, and your passengers from damage or personal injury.
An automotive policy protects you from unforeseen accidents and liabilities that stem from daily driving. With this type of coverage, you are covered in any vehicular accident for property damages and medical treatment. Some of the coverages an auto policy can protect you from are:
The list of potential coverages is quite long, and with a multitude of parameters and variations that can make it quite complicated.
At this time, it should be mentioned that auto insurance is mandatory by law in all state except for New Hampshire.
Each state also has limitations on the minimum amounts of coverage that is required. With all these discrepancies, it's best to talk to a licensed expert about the right coverage.
The overall cost of Auto Insurance can vary depending on a few factors.
The insurance company will offer you a price based on a number of factors including the type of vehicle you drive, how often and for what the vehicle is used, and your insurance score. The last one largely depends on any claims that you may have filed in the past five years.