Commercial Property Insurance

commercial property insurance

If you already know what you need, you can start a quote right away.

What is Commercial Property Insurance?

Commercial property insurance is similar to a homeowner's type policy that covers your physical business location and its contents. This might include items like inventory, furniture, fixtures, or even medical equipment. Depending on the type of coverage you select, you may even be able to replace lost income when a covered loss disaster suspends your operations.

Whether it’s a theft, fire, or some other type of disaster, you need the peace of mind that comes with owning a commercial property insurance policy.

Commercial Property Insurance

What Does Commercial Property Insurance Cover?

Commercial property insurance protects your properties, business tools, furniture, office supplies, and other business essentials from a natural disaster. This policy will be customized to your exact business needs and can include things like business income insurance, as well. Some examples of coverage from this policy are:

  • Repairs or replacements of your physical property after a disaster.

  • Replacements of the tools or supplies you use for business.

  • Optional coverage covers lost profits during a disaster.

Some things to consider...

In the aftermath of a disaster, your focus is probably on getting your business back up to speed as quickly as possible, so its important to tailor the right kind of coverage to expedite that process.

Every business is unique, so the coverage options can vary. Links Insurance shops with over 100 carriers that can help find a plan that suits your needs.

How Much Does Commercial Property Insurance Cost?

The overall cost of commercial property insurance can vary depending on a few factors.

The cost will ultimately depend on your business size, replacement values of the property and goods, the desired deductible, and your geographic region.

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