You need a car insurance company that you can trust. Whether it’s speed of handling claims, reliability, affordable rates, or quality background in customer service, we understand what you look for in leading car insurance companies. Car insurance depends not just on your state requirements, but on the unique facets of your life. To get the most accurate quote for your car insurance, you should speak with an insurance professional who can give you valuable advice about policies that meet your needs.
As a driver, you want to rest assured that you are protected by a quality policy each time that you hit the road. Car insurance can significantly impact your life in the aftermath of accidents whether it’s a minor fender bender or a more serious collision. Contact us to learn more about your options and to select the policy that’s right for you.
What would car insurance protect you from?
At this time, it should be mentioned that auto insurance is mandatory by law in all states except for New Hampshire. Each state also has limitations on the minimum amounts of coverage required.
Some of the coverages an auto policy can protect you from are:
- Natural phenomena (earthquake, flood, storm, tsunami)
- Explosion and/or fire
- Theft or attempted theft
- Car rental after theft or attempted theft
- Car rental while your vehicle is being repaired
- Malicious acts and / or vandalism
- Replacement on brand new vehicle if they are “totaled” within a certain time period
- Windshield repairs & replacement
- Underinsured / uninsured motorist coverage
As you can see, the list is quite long, and with a multitude of parameters and variations that can make it quite complicated. All the above coverages can be included in one policy to provide comprehensive auto insurance coverage.
How much does an auto insurance policy cost?
The deciding factor of how much an insurance policy costs, should not depend on the premium you can afford to pay. The insurance company will offer you a price based on a number of factors including the type of vehicle you drive, how often and for what the vehicle is used, and your insurance score. The last one largely depends on any claims that you may have filed in the past five years.